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Free EMI Calculator

Review Policy

Last updated: 8 June 2026

Accuracy is the whole point of a calculator, so nothing goes live on Free EMI Calculator until its maths has been reviewed. This policy explains what that review involves, who carries it out, and how often we re-check published content. It works hand in hand with our editorial policy and methodology.

What "reviewed" means here

A reviewed page is one where the formula, the worked example and the live calculator have all been confirmed to agree, and where the surrounding explanation has been read for correctness and clarity. The "Reviewed" date in a page's byline is the date that check was last completed — it is not an automatic timestamp.

Our review process

  1. Engine tests. Each calculation engine has a suite of automated unit tests that pin its reference figures (for example, a known EMI for a known loan). The tests must pass before a calculator can ship, and they run again on every change.
  2. Worked-example check. The example shown on a page is computed with the same engine that powers the tool, so the published numbers and the interactive result can't drift apart.
  3. Rule and rate verification. Figures that come from an external rule — tax slabs, statutory GST rates, the PPF rate — are checked against the authoritative source listed on our sources & references page.
  4. Editorial read. A reviewer reads the page for factual accuracy, clarity, and for anything that could mislead, including making sure estimates are clearly labelled as estimates.

Reviewers

Reviews are carried out by our editorial team, who work on lending, investment, savings and tax topics. For YMYL ("your money or your life") topics such as income tax, we take extra care to reconcile the figures against official tables, and we are working toward attributing those pages to a named, credentialed reviewer.

How often we re-review

  • On rule changes. When a Budget, an RBI decision or a scheme notification changes a rate or rule, we review and update the affected tools as a priority.
  • On report. Any reader-reported discrepancy triggers an immediate re-check.
  • Periodically. Even when nothing has changed, we revisit published calculators and guides on a rolling basis and refresh the reviewed date once re-checked.

Report a problem

If a result looks wrong, tell us at contact@freeemicalculator.com or through our contact page. Reader reports are one of the most valuable inputs to this process, and we act on confirmed issues quickly.