Privacy Policy

This Privacy Policy explains how Free EMI Calculator ("we", "us") handles information when you use our website. We've kept it short and plain because our approach to data is deliberately minimal.

Calculator inputs stay in your browser

All calculations run locally in your browser. The amounts, rates and tenures you enter into our calculators are not sent to our servers, stored by us, or shared with anyone. When you close the page, those inputs are gone.

Information we collect

We do not require you to create an account or submit personal information to use the calculators. We may collect limited, non-identifying technical data through standard web analytics — such as pages visited, approximate region, device type and referring site — to understand how the site is used and to improve it.

Cookies and advertising

We may use cookies and similar technologies for analytics and, in future, to display advertising. We plan to use Google AdSense to serve ads. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

You can opt out of personalised advertising by visiting Google Ads Settings, and you can manage cookies through your browser settings at any time. When ads are enabled, this policy will be updated with the specific vendors used.

Your choices

• Use the site without signing in — no personal account is needed.
• Block or clear cookies via your browser settings.
• Opt out of personalised ads using the link above.

Children's privacy

Our site is intended for a general audience and is not directed at children under 13. We do not knowingly collect personal information from children.

Changes to this policy

We may update this policy as the site evolves — for example, when we enable advertising or analytics features. Material changes will be reflected by the "last updated" date above.

Contact

Questions about this policy? Email contact@freeemicalculator.com or visit our contact page.